Learn about key aspects of our programs here.
For more information, visit our FAQ page or search by topic in the search bar below.
1-YEAR REHAB LOANS
Have you found the perfect fixer upper and know just how to make it a neighborhood gem? We've got you covered with our 1-year interest only loan product. We'll even cover rehab costs.
30-YEAR RENTAL LOANS
Looking to hold property and rent it out? We offer 30-year fixed rate amortized loans with no pre-payment penalties after the third year. ^
Our process has four simple steps.
Submit a loan application using a webform on our website.
Within one business day, you will be notified via email whether your loan was approved or denied for
underwriting. If approved, you will be instructed to submit the required documents.
AUTHORIZE CREDIT REPORT
Authorize us to order a credit report.
PAY valuation FEE
Pay the valuation fee using your debit or credit card.
Submit Required Documents
Submit the required documents using a webform on our website.
Rehab Scope of Work (find template here)
Purchase Contract (for purchases)
HUD from Purchase (for refinances)
Operating Agreement for Entity
Articles of Organization/Incorporation for Entity
Certificate of Good Standing for Entity
Government Issued Photo ID for Signatory/Guarantor
Bank Statement(s) Showing Funds to Close plus 3 Months Interest
Guidelines Acknowledgement (find form here)
Schedule of Real Estate Experience (find template here)
Lease Agreements (for 30 year rental loans)
Homeowners Insurance Policy
Once we receive all of the required documents, including valuations and title, we underwrite the loan, communicate term updates (if any), then set a closing date.